Types of Dental Insurance: Which One Is Right for You?

Image of man on a laptop with a screen that has a dental insurance form.

Choosing a dentist is a big decision, and so is choosing dental insurance. Costs associated with dental care can sometimes deter individuals from seeking the treatment they need. That’s where dental insurance comes into play, as dental insurance provides financial assistance for dental services.

With different types of dental insurance plans available, choosing the right dental insurance for you can feel overwhelming. In this blog, we’re exploring the most common types of dental insurance to help you make an informed decision.

    Preferred Provider Organization (PPO) Plans

    PPO plans offer a network of dentists, giving you the flexibility to choose your preferred dental care provider. These plans cover a percentage of your treatment costs, and you’ll likely pay less if you choose an in-network dentist. While you have the freedom to see any dentist, staying within the network can save you money.

    Dental Health Maintenance Organization (DHMO) Plans

    DHMO dental plans often come with lower premiums and out-of-pocket costs. However, they require you to choose a primary dentist from their network, and you need referrals from your primary dentist to see specialists.

    Exclusive Provider Organization (EPO) Plans

    EPO plans to combine features of both PPO and DHMO plans. They offer a network of dentists, and you’ll typically need to choose a primary dentist. However, they don’t usually require referrals to see specialists. EPO plans to strike a balance between flexibility and cost savings.

    Dental Discount Plans

    Unlike traditional dental insurance, discount dental plans provide reduced rates for dental procedures when you visit a dentist who participates in the plan. You pay an annual fee to access the discounts, making it a cost-effective option for those who don’t require extensive dental work.

    Direct Reimbursement Plan (DRP)

    DRP plans are typically funded and managed by your employer. With this plan, you would not be tied to a specific network and typically can choose any dentist you’d want. With a DRP plan, you are reimbursed directly for what you spend on dental work, but plans will vary based on employer.

Affordable Dental Care in Long Island City, NY

Whether you prioritize flexibility, cost savings, or a balance between the two, there’s a dental insurance plan that’s right for you and your family’s oral health needs. At Queensboro Plaza Dental Care, we provide quality, affordable dental care to the community and accept many financing options to ensure you can get the care you need. Contact us today to learn more!

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Patient Reviews

Karoline PammerKaroline Pammer
20:52 30 Mar 22
Dr. Nguyen and his staff are extremely competent, friendly and professional. He is very thorough and explains everything very clearly. Finally I feel like I am in good hands when it comes to dental care.
Matt SmithMatt Smith
21:18 05 Feb 22
Great overall experience getting a dental cleaning. Very friendly staff, beautifully designed office, and a comfortable experience watching calming Netflix nature programming while in the chair. Complimentary beverages are in the waiting room and so is a little play area for kids.It felt to me that this was a patient-focused family practice as opposed to a cold, corporate dental mill trying to churn through as many patients as possible.I’ll definitely be coming back here for all my dental needs and I highly recommend.
Sundup SherpaSundup Sherpa
22:07 02 Feb 22
Dr. Nguyen and his staff are very welcoming and they provide an excellent experience every time I visit. I’ve only been here twice for annual checkups but would definitely consider and recommend this place to anyone who appreciates good customer experience and a very thoughtful approach to making sure that you feel at home. I have some procedures set up for later in the month and I must actually be the only person in the world actually looking forward to a dentist appointment.
Jayrockem GottemJayrockem Gottem
21:27 09 Nov 21
Great place wonderful staff they will be my go too dentist 100%
shawaf alishawaf ali
22:08 26 Aug 21
Very confident after leaving the office that my teeth are in greatttt hands. Above and beyond patient care. Very informative visits. A sense that they genuinely care about patient concerns. Added helpful guidelines I took home with me to reach dental hygiene goals before my next visits. Highly recommended you leave your old scary dentist ! 😁😁
Queensboro Plaza Dental Care

Queensboro Plaza Dental Care